Austin Life Insurance
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Apr 20
Hey Readers! I’ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below…
Your Employer Life Insurance May Not Be Enough
In an era when few employees stay with a company for a long period of time, people are often better served by purchasing an individual term policy that Read the rest of this entry »
How about these right… I think you’ll find the following nuggets of wisdom particularly insightful. Leave your comments below. Check out the second one in particular…
Insurance Merger Mania Kicks Off, and Health Insurers May Get in on the Action
In addition to Prudential Plc, both Alico and AIA sell foreign life insurance. Theodorou said that Asian companies, along Read the rest of this entry »
Can I get cheap Life Insurance for my children?
Dan
Austin, TX.
Dan,
Cheap life insurance is practically guaranteed if the insured is a child. Yes, as terrible as it may sound, even a child can get a policy in his or her name. Many people are taken aback by the thought of purchasing life insurance for their children or their grandchildren.
After all, life insurance benefits are not paid out until a person dies, and no one likes to consider the very real truth that children can die too. Death is not something that is reserved for the elderly. Life insurance for a child is cheap, and if you are purchasing it for yourself, you should expect that your insurance agent will at least mention this opportunity.
No one likes to think about it
Unfortunately, children are not immune to death. It can happen to any child, at any time.
How Much Insurance Do I Want?
Tom
Georgetown, TX.
Tom,
If you are a senior who already has a life insurance policy, or savings account set aside to financially compensate your family members, take another look at the amount of coverage you have. It may be that you have enough coverage already.
First you need to decide how much a funeral would cost. Then you need to have enough for you family to live on to pay the mortgage and any other expenses that might occur. With all the debt,loans, living expenses, and funeral cost figured then go online and do some comparison shopping.
Great Question.
Can being overweight increase my life insurance premiums?
Faye
Elgin, TX.
Faye,
Being overweight increases your likeliness of heart disease, diabetes and high blood pressure, making you more likely to claim on your insurance. The excess weight being carried by the individual can also put extreme pressure on joints, leading to hip and knee complaints. Insurers are wise to this fact and will charge you accordingly.
Good Question.